CCU Member Protection

Protect Yourself from the Unexpected

The unexpected is something that we can’t anticipate, but it is something we can plan for. Protecting your loan payments against death, disability, or involuntary unemployment could help protect your finances. With the help of CCU Member Protection, your loan balance or loan payments could be cancelled up to the full loan amount in the event that the unexpected or the unplanned happens to you.

Life*

  • In the event of death, the loan balance or loan payment will be cancelled up to the full loan amount.
  • Can be purchased for most new and refinanced loans.
  • Protection fees can be added directly into your monthly payment.
  • No qualifying health questions are required to obtain protection.
  • No age restrictions to enroll, however benefits will decrease after your 70th birthday.

Disability*

  • Payment protection designed to cancel all or a portion of the monthly loan payment, up to the full loan amount, should you become disabled due to illness or injury1.
  • Can be purchased for most new and refinanced loans.
  • Protection fees can be added directly into your monthly payment.
  • No qualifying health questions are required to obtain protection.
  • No age restrictions.

Involuntary Unemployment*

  • Payment protection designed to cancel all or a portion of the monthly loan payment, up to the full loan amount, should you unexpectedly lose your job1.
  • Can be purchased for most new and refinanced loans.
  • Protection fees can be added directly into your monthly payment.
  • No qualifying health questions are required to obtain protection.
  • No age restrictions.

For program fee information, Contact Us to speak with a CCU Lending Representative.

*Excludes Business and Mortgage Loans. 1Borrowers must be actively working, for wages or profit 25 hours or more per week on the date of the purchase. Member Protection is not a requirement of the loan. Your purchase of CCU Member Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of CCU Member Protection. You may cancel the protection any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
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