Grow Your Savings Faster
Share certificates are a great way to save for your future – faster. And, we have terms to meet just about anyone’s long- and short-term goals.
4.20% APY
1
13-Month Certificate Special
2
Automatic renewal at maturity (will renew to 12-month term)
Offer available for a limited time only
Give us a call or
stop into a branch to take advantage of this special today!
Looking to grow your savings for your business? We're offering the same special for our
Business Certificates.
1APY = Annual Percentage Yield. APY is accurate as of 2/3/2023 and is subject to change. 2Minimum opening and maintained balance of $2,500.00 per member account number. The APY for 13-month Jumbo Certificates is 4.40% with a minimum deposit and maintained balance of $100,000.00 per member account number. A penalty equal to 180 days simple interest may be imposed for early withdrawal and could reduce earnings. Offer for a limited time only. Membership eligibility required.
Regular Share Certificates
- Competitive dividend rates.
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- Low minimum balance for regular share certificates ($1,000).
- Choose to have dividends compound monthly within certificate or automatically transfer monthly to a non-certificate share.
- Terms available from 3 to 60 months.
- Automatic renewal at maturity.
Jumbo Certificates
- Higher competitive dividend rates.
View Rates »
- Choose to have dividends compound monthly within certificate or automatically transfer monthly to a non-certificate share.
- Terms available from 3 to 60 months.
- Automatic renewal at maturity.
- Minimum balance for Jumbo Certificates is $100,000
Penalties
Federal regulations require the following penalties be imposed on early withdrawals from Certificate Accounts.
- 3-month Transfer Certificates: You must pay a penalty equal to 45 days simple interest on the amount withdrawn.
- 3-month Compounding Certificates: You must pay a penalty equal to 45 days interest on the amount withdrawn. This penalty also applies to any dividends already credited to the certificate.
- 6- and 12-month Transfer Certificates: You must pay a penalty equal to 90 days simple interest on the amount withdrawn.
- 6- and 12-month Compounding Certificates: You must pay a penalty equal to 90 days interest on the amount withdrawn. This penalty also applies to any dividends already credited to the certificate.
- 18- and 24-month Transfer Certificates: You must pay a penalty equal to 180 days simple interest on the amount withdrawn.
- 18- and 24-month Compounding Certificates: You must pay a penalty equal to 180 days interest on the amount withdrawn. This penalty also applies to any dividends already credited to the certificate.
- 36-, 48-, and 60-month Transfer Certificates: You must pay a penalty equal to 360 days simple interest on the amount withdrawn.
- 36-, 48-, and 60-month Compounding Certificates: You must pay a penalty equal to 360 days interest on the amount withdrawn. This penalty also applies to any dividends already credited to the certificate.