Features of All Axcess Checking
Checking Made Simple
Life is complicated enough. Managing your money doesn’t have to be. That’s why we created All Axcess Checking, a checking account with the needs of our younger members in mind. It’s simple, easy, and convenient to use.
Designed especially for younger members who are 16 or older. All Axcess Checking offers:
We make it easy to open an All Axcess Checking account. All you have to do is:
- Receive your
- Have at least 12 CCU Visa® credit or check card purchases posted to your account each month.
Protects your checking account from insufficient funds by automatically transferring funds from your savings account in the event of an overdraft.
Can transfer funds in two ways:
- From savings ($3 fee per item).
- From Visa® via a cash advance.
Enhanced Overdraft Protection (EOP)
Works in conjunction with overdraft protection to prevent paper checks, ACH (automated clearing house) and recurring debit card transactions (for example streaming services, gym memberships and some utility payments) from being returned for insufficient
funds. In the event you exhaust all other overdraw protection options that apply to your account, the Credit Union may, under our EOP service attempt to pay qualifying transaction(s), when possible, and charge you an EOP fee. This will place your
checking account in the negative up to a limit, as determined by the Credit Union. Your EOP limit is subject to change at the discretion of the Credit Union.
- Available to members in good standing, age 18 and older.
- There is a $32 charge for each item cleared using EOP.