Skip-a-Payment

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Need Money? Skip a Payment!

With CCU’s Skip-A-Pay option, you can keep extra cash in your pocket by skipping a payment on select loans.1

A $25 processing fee per skipped payment is all it takes to make your vehicle or personal loan payment go away for one month!2

Get started 24/7!

  • Sign into your digital banking account.
  • Online banking: Click on the three dots ("More") icon at the bottom of the left hand menu.
    Mobile banking: Click the three lines at the top left on your app.
  • Select “Skip-A-Pay.”**

Requests can also be made by calling us at 800-677-8506 or by asking a Member Service Representative.

Membership eligibility required. Other restrictions may apply. Contact a CCU Representative for details. 1Skip-a-Payment requests are based on approval criteria established by CCU. 2Limit of one skipped payment per eligible loan on a 6-month rolling calendar basis. Not available on personal lines of credit. The fee of $25.00 per loan is a FINANCE CHARGE and will be deducted from a share checking or share savings account for this service at the time this request is processed. All CCU loans must be current for requests to be approved and processed. Acceptance of this offer will extend the term of the loan and INTEREST and FINANCE CHARGES will continue to accrue. This service is subject to change without notice. If you elected GAP coverage, the coverage will not extend beyond the original maturity date and the benefit may be reduced by the amount of the payment skipped. If applicable, credit life and/or disability insurance premiums will continue to add to your loan balance.

*Examples of non-eligible loans include: Visa®, student loans, home equity loans, mortgage loans, construction loans, business loans, and auto leases.

**Members who registered between 1/17/2019 and 3/18/2019 will need to log in to online banking to add the widget:

  1. Click the "More" icon.
  2. Click "Widget Options."
  3. Scroll down to the "Available" section and click the "Add" icon next to the Skip-A-Pay widget.
  4. Skip-A-Pay can now be accessed from the "More" menu in both online banking and the mobile app.