Home Buyers Guide

$1,000 Off Mortgage Closing Costs!^*

You keep the communities where we live and work safe and healthy. We want to help take care of you too, whether you're looking at purchasing a new home or refinancing your current home. 

As a way of saying thank you, we’re offering reduced mortgage closing costs to:

-  EMTs / Paramedics / Healthcare Employees
-  Law Enforcement / Corrections Officers / Firefighters
-  Active-Duty Military

Plus, ask us how you could save an additional $400!

Equal Housing Lender. Federally insured by NCUA. ^*Membership eligibility required. All accounts verified through ChexSystems. Approval for financing subject to lending guidelines and credit qualifications. Limited time offer.

A Mortgage Option for Everyone.

Home buying is a big deal! Whether you’re buying your first home, relocating, refinancing, or building your dream home, we are here to guide you — every step of the way! Financing is offered in FL, MD, NY, NC, PA, and SC¹.

• Conventional
• Construction/Renovation²
• Adjustable Rate Options
• Low Down Payment Options
• VA (eligible active-duty service members and veterans in NC, NY, PA, SC)
• Vacation/Second Home
• Investment Property²
• Lot Loans²
• Jumbo
  
  

Or call us at 800-677-8506. Prefer to visit us in person? Give us a call to schedule an appointment at one of our branch locations.

Get a Rate that Fits Your Budget

Today's Featured Rates

Determine What You Can Afford - Use our easy rate quote tool to get a quick, accurate, and personalized rate quote.

Rate Watch - Let us track interest rates so that you don't have to!

Before You Buy, Do Your Homework

• Home Buying Resources - Our StraightTalk^® Home Buying Resources explains how to find and buy the best house for your needs and budget.
• Worksheet - What are your wants vs. needs in a house? Be sure to compare these lists to each home you visit!
• Worksheet - Rate the houses that you have visited. Track and compare the features/issues of each house you visit.
• Articles:
  • Purchasing a Home
  • Buying or Refinancing a Home? Tips for Finding the Right Mortgage
  • Home Buying for Empty Nesters
    • Thinking of a new home? Choosing one that fits your present and future needs
    • Buying a retirement home in a specialized community
    • Ensuring That Your Home is Accessible Long-Term
• Calculators:
  • How much would my monthly payment be?
  • How much can I save with a 15 year mortgage?
  • Can I save money by refinancing now?
  • How quickly can I pay off my mortgage by making additional payments?
  • Does it make sense to pay points to get a lower interest rate?
  • Should I buy a home or continue to rent?
  • Should I consider consolidating my debt with a cash-out refinance?
  • How much of a loan can I qualify for?

¹South Carolina online applications are open to properties in Horry, Georgetown, and Richland counties. For all other counties, please give us a call at 800-677-8506 or email to schedule an appointment by phone to apply.

²Not available through our online application at this time. For more information, or to apply, please give us a call at 800-677-8506 or email us today.